Compare the Best Local Rates

Richmond Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Richmond. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Richmond credit union you qualify to join. Below are the credit unions in the city that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Richmond

  • Virginia Credit Union: 0.7%
  • New Generations Credit Union: 0.7%
  • Entrust Credit Union: 0.6%

Highest 12-Month CD Rates from Richmond Credit Unions

  • Virginia Credit Union: 0.9%
  • Henrico Credit Union: 0.9%
  • New Generations Credit Union: 0.8%

Richmond Credit Unions with the Best 24-Month CD Rates

  • New Generations Credit Union: 1.51%
  • Virginia Credit Union: 1.2%
  • Connects Credit Union: 1.1%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.