Compare the Best Local Rates

Current CD Rates in Richmond, VA: Term of 12-Months

CD Rates in Richmond are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in Richmond, along with a list of financial institutions that are providing the highest rates today.

Current Richmond, VA 1-Year CD Rates

Number of 12-Month CD Accounts Available: 6

Lowest Rate on Record: 0.7% APY

Highest Rate: 0.85% APY

Today’s Average 12-Month CD Rate in Richmond: 0.78% APY

Banks and Credit Unions in Richmond with the Highest 12-Month CD Rates

  • Henrico Credit Union: 0.85%
  • Virginia Credit Union: 0.8%
  • New Generations Credit Union: 0.8%
  • Hampton Roads Educ Inc Credit Union: 0.75%
  • Entrust Credit Union: 0.75%

Please note that the above rates are accurate as of July 11, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Richmond CD Rates page.